Why I’m supporting Uncluttered 2018

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Over 16,000 people have taken Joshua Becker’s Uncluttered Course and I’m one of them.

Already well on my way to becoming a fully-fledged minimalist (and having already started my own blog), I had the chance to join the course back in 2016.

Taking the Uncluttered programme incentivised me to go to the next level when it came to removing the excess from my own life.

Getting started

If you’re still looking to get started on your journey to leading a life of more with less, the Uncluttered course could be for you.

Feel like you’re buried under a mountain of things that need to be organised and maintained? Want to downsize, but live with a ‘maximalist’ and/or kids, or just can’t seem to get there on your own?

You may have embraced the idea of minimalism and read a great deal about it, but still felt unable to take the next step. The Uncluttered course may just be what you need.

Practical, useful and inspirational

A 12-week online programme, the course includes videos, articles, weekly challenges and an online Facebook community.

Before you can declutter, you have to believe it’s possible. Created by my friends over at Becoming Minimalist, Uncluttered helps you visualise the home you want, then takes you step by step towards achieving that goal. 

Every Monday, participants receive fresh content straight into their inboxes, providing a fresh impetus week-by-week for the decluttering journey.

Accountability with community

Once you’ve registered for the course, you’ll benefit from being a part of the Uncluttered online community. People sometimes struggle with letting go but the online Facebook community offers a non-judgemental, supportive and friendly environment where you can share both your successes, as well as your challenges.

In particular, if you’ve taken Gretchen Rubin’s Four Tendencies Quiz and you know you’re an Obliger (like me!), taking a course like Uncluttered provides the external accountability you need to achieve your goals.

A worldwide phenomenon

I love the fact that, by taking this course, you’ll also get to interact with people all over the world. The team at Becoming Minimalist have created a map of the world, so you can add yourself and view where other Uncluttered participants are based (locally, nationally and internationally).

A quick look at the map today showed that there are Uncluttered folks in the UK as far north as the Shetland Isles and as far south as Plymouth!

It’s not about tidying up

If the idea of tidying up puts you off, then good. Because this programme isn’t about tidying up; it’s so much more than that.

Owning less is definitely better than organising more. The freedom and lightness you feel when you let go of the excess in your life brings so many rewards. It could even boost your bank balance, as you lose the urge to keep on buying more and more stuff you don’t actually need.

Giving back in ways both small and big

I’ve previously written about ways in which embracing minimalism can help you help others. Remember my post on The love that flourishes when you let go of stuff?

I am especially pleased to support Uncluttered since I know that embracing minimalism has given Joshua Becker a platform to make a huge difference to people’s lives – and not just in the minimalism space.

As founder of The Hope Effect, Becker, along with his team, is working to establish a new model of orphan care, which emphasises family-based solutions for children in care. This means that children will be raised in a family-style unit, which research shows can influence positively a range of developmental milestones.

Want to know what others think?

Here’s what others have said about Uncluttered:

“The term life-changing gets thrown around a lot, but this course really is. I went into it with a lot of shame and anxiety. Joshua gently guided us in a way that made lasting change seem possible. My home is much improved, but my mindset is also clearer.”

—Kathryn W., Los Angeles, CA

“The power of this shared experience is hard to explain to people, it is so overwhelmingly positive. It not only provides the incentive to keep going, but reminds you there are good people out there. You find yourself rooting for complete strangers. Together, there is a momentum that drives you through the course. It was completely unexpected and so overwhelmingly helpful.”

—Tanya S., Webster, NY

“I am a better mother, a better wife, a better housekeeper, a better budgeter, a better teacher, a better neighbor and a better friend. I’m still a work in progress, but it feels good to be where I am at.”

—Pam L.

“My credit card statement came today. $1,000.00 under my typical monthly balance! Thank you Uncluttered community. I’ve been at this for years; however, it’s clear I truly needed this group to get to that next level.”

—Cheyanne M., St. Paul, MN

Check it out

So, head on over to the Uncluttered website itself or discover more via Becoming Minimalist. And let me know if you decide to join!

A quick, final tip for you: If you buy Joshua Becker’s book, The More of Less: Finding the Life You Want Under Everything You Own, you’ll find a 25% discount for Uncluttered in the back of the book, saving you money off the usual $89 course fee. And it’s cheaper to buy the book and use the discount code than it is to pay full price—the option is yours.

Happy uncluttering!


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Making room for giving back

Ollie

One of the key tenets of minimalism is the elimination of things that no longer add value, in order to make way for the things that do. When you’re not chasing ‘the next thing’ all the time, you have the chance to reflect on how to live your life.

Last year, one question I asked myself was whether or not I could make some space to give back to the community. Could I add value in someone else’s life?

Pets as Therapy

For some time, I had been aware of the charity Pets as Therapy. Established 35 years ago, Pets as Therapy exists to provide joy, comfort and companionship to people who appreciate being able to engage with a friendly and sociable pet. Usually, the visits are to establishments where a pet isn’t normally present, such as a residential home, nursing home, hospice, school or even a prison.

‘PAT’ Dogs

Around once a term, the ‘PAT Dogs’ (as they are known) visit the library of the university where I work. The students love meeting the dogs (who come in all shapes and sizes) and their visit has become a much-anticipated feature in the academic year calendar.

(I must say that when I was at university, we had a library cat. He was named, appropriately, LC.)

Last summer, I popped over to check out the PAT dogs for myself and talked to their owners. I was curious as to whether or not our loving but impish little Cockapoo might have a suitable temperament to be accepted as a ‘PAT dog’ himself. In fact, the only way to find out was to request an assessment, so we arranged this with the local area
co-ordinator, Kate.

Our assessment

Pets as Therapy protocols require the assessment to be completed away from the family home. This is understandable; if you’re going to be visiting an establishment with your pet, you need to be able to demonstrate that your pooch can behave himself in public.

We agreed to meet at Pets at Home. In case you’re unfamiliar with it, Pets at Home is the superstore for all things related to pets. From cat food to guinea pigs, Pets at Home has it all.

Kate took us through a series of assessments, ticking off the criteria on the charity’s application form as we went along. Would Ollie walk nicely to heel? How would he respond to a stranger stroking him (including his tail). Would he react badly to Kate dropping a walking stick behind him?

We spent around 40 minutes in the store. Ollie was good as gold, although the sound of the squeaky toys was almost too much to bear. Seated at my feet, he would lean over slightly, ears alert, straining to hear what was going on. It was as though he was saying, “I would like a squeaky toy!!”

The outcome

One application, two references and some time later, we were accepted to be PAT volunteers. As soon as I heard the news, I was back onto area co-ordinator, Kate, to see if there was an establishment we could visit. There were three, one of which was just a 15 minute walk from our house.

Our nursing home establishment

The establishment Kate suggested was a small nursing home whose PAT dog had sadly died. As a result, the home was awaiting a new volunteer.

I went along (without dog) to find out more and met the nursing home’s activities co-ordinator, Joy. Over a cup of coffee and biscuit (thanks, Chef!), we agreed that Ollie and I would visit for an hour, once a fortnight. Joy explained that I should expect to be known as “Ollie’s mom” and that Ollie might – from time-to-time – be invited as VIP to special events.

Our first visit

For our first visit, there was snow on the ground, as we in the midst of the awful weather wrought by ‘the beast from the East’. Joy had wondered if we might cancel, but we were determined to make it, albeit we had to remove wellies and other winter clothing on arrival, leaving a heap of belongings in the hall.

We had top billing as visitors that morning; Joy had even printed a flyer (with a picture of a little black cockapoo that looked very much like Ollie) to remind people that we were coming.

Top of the bill

Our first gathering in the lounge was really lovely. I have to confess to feeling a bit nervous but our visit brought people together, as residents came down from their rooms to see what all the fuss was about.

Some were too frail to come down that morning, notably Hilda (104 years old!). So, instead, for part of our time, we went and had a chat with people wherever they happened to be. It was so lovely to see the delight on people’s faces when they realised that I had brought Ollie to see them. To my great relief, Ollie wasn’t overwhelmed; he rather enjoying all the attention (especially as this included dog treats that I had brought with us).

Getting into a routine

Now that we are ‘regulars’, we continue to have our morning coffee gathering, but we also make time to pop and visit those who aren’t able to come down to the lounge. To my surprise, we occasionally bump into people we know whose parents are staying at the home for a short period of respite.

As promised, we (Ollie) were special VIP guests at the Easter fair when “Ollie” helped with the raffle and “Ollie’s mom” enjoyed meeting family members who had come to visit residents.

Mission accomplished

Now that I have time to step back and muse on the subject, I ask myself if we are making a difference and achieving our intended aim. I suppose only the residents at the nursing home can answer that. But there’s something else: I always come away feeling that we did the right thing. Being kind to others is one of the best things we can do. It’s said that when you do good, you’ll feel good. I really agree with that.


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My first month with EveryDollar

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I’ve written before that we follow a ‘dual account budgeting‘ approach when it comes to personal finance. This simply means running two current accounts in parallel.

One account is for all regular payments (e.g. our household standing orders and direct debits). The other is for all other “discretionary spending” for other items in the budget that will vary, so which require a higher degree of control.

Simplify your finances

By running two accounts, managing our monthly budget becomes much simpler. The first account is topped up on pay day, then it pretty much runs itself.

This leaves only the second account to manage whose spending categories are reduced to a small sub-set of headings, as follows:

  • Food/groceries
  • Transportation
  • Mobile phones (I’m on a pay-and-go arrangement, not a contract)
  • Lifestyle (costs associated with hobbies, pet care, hairdressing, clothing etc.)

So far, I’ve normally used a spreadsheet to manage our finances. However, as a regular listener to Dave Ramsey’s podcast, I was curious as to whether or not the EveryDollar app would work for us.

What’s different about EveryDollar?

EveryDollar is designed around a zero-based budget. That is, every month you decide (in advance) how you’re going to allocate money to each of your particular spending categories.

The name stems from Dave Ramsey’s approach to budgeting: if you give every dollar a name and tell your cash where to go, you’ll win with money.

In my case, I need an app called ‘EveryPound’ but that doesn’t quite have the same ring to it! So, EveryDollar it is!

Creating your budget

When creating your budget, the idea is that you input your income, then allocate your expenditure by category so that the latter totals the former. It’s a bit like a contemporary take on double-entry book keeping: both income and expenditure have to balance.

This allows you to:

  • Pay down debt
  • Allocate money for savings, including a sinking fund
  • Plan for upcoming monthly spending
  • Stick to your budget

I was already creating a zero-based budget with my own spreadsheet, but the EveryDollar app has a simple and visually-appealing user interface, so I decided to run both systems in parallel throughout March/April to see which one I preferred.

What’s a sinking fund?

One option you can select when setting your budget in the app is to establish a sinking fund. This is essentially a mini savings “pot”  for things you know you’ll be paying for at some point in the year. It’s like a virtual piggy bank.

In our case, that’s £125 per month towards the annual service for our family car (plus anything else car-related)/, as well as a fund for Christmas. I trust that £1500 in total will be more than enough for both vehicle and Santa, but we’ll see!

By establishing a sinking fund, you don’t have to raid your emergency fund if, for example, you suddenly need a complete new set of tyres. You can also budget throughout the year for bills such as a your annual travel insurance policy or car insurance (cheaper than paying monthly).

With EveryDollar, I wasn’t sure if I needed to account for the £125 as a transaction (in which case, would this be “income” or an “expense”?). So, I experimented and found that the app just accounted for the £125 going into the ‘fund’; I didn’t have to record it as a transaction at all.

A slice of the cake

Another feature of EveryDollar is that it shows you what proportion of the whole a particular budget heading represents.

So, if you’re nerdy like me and you want to check what percentage of your total budget you’re devoting to a particular category, you can check. The app tells you what proportion of the ‘cake’ you’ve planned to spend, as well as how much you have remaining. That’s esimportant if you’re paying down debt and are intentionally on a tight budget.

By splitting my expenditure across two accounts, it makes it a little more tricky to work out what I’m spending as a proportion of the whole on each category.

I had a mini moment of panic when I saw the percentage apportioned to food and groceries, but when I did the maths (across the two accounts), I was relieved to see that what I’d allocated was less than 10% of the whole.

If you’re curious what Ramsey recommends, you can find a guide on the EveryDollar website.

Linking up your accounts

One thing I can’t do is link up the EveryDollar app’ to our bank account. To do this, you need to pay for EveryDollarPlus (and I don’t believe this would work across the Pond).

Instead, I track my spending by recording a transaction every time one hits my account. This way, I can keep a close eye on that particular category and check what I’ve got left.

A new month

As the new month rolled around, you’d expect me to have done the budget for April. However, I’m waiting until pay day (the third week of the month) to prepare my budget for April/May.

I know that some EveryDollar users are comfortable running their budget to align with the calendar month, but my ‘fiscal month’ is 24th to 23rd. This means my monthly headings are going to lag behind; until 24 April, we’ll still be in “March”. Maybe that’s a good thing. It still feels like winter!

Setting an intention

Of course, one of the aims of the app is modify users’ spending habits. Right now, the jury’s out. So, I’m going to carry on with my comparison of app versus spreadsheet. Let’s see, as the rest of April unfolds.

Do you have a favourite way of managing your budget? Perhaps you use an app like EveryDollar or have tried my dual account budgeting approach. Let me know by replying to the post, below!


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A change of identity

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I’m migrating my MidlandsMinimalist website over to CatherineElizabethGordon.com

I’ll be making some little changes over the next few days, as I switch from the old to new domain name, but things should otherwise remain as they are.

The key focus of the blog remains: Minimalism and simple living are still at the top of my agenda, as well as topics including:

  • Decluttering
  • The minimalist kitchen
  • Digital detox
  • Wellbeing
  • Budgeting
  • Ethical consumerism
  • Sustainable living
  • And more!

With over 1000 followers the blog, now’s a great time to move forward using my own name instead of my original blog title. So, thank you for following! I really appreciate it.

Come over and say hi on Twitter – I’m @CathElizGordon (but you’ll still see me there if you follow @MidsMinimalist) and on Instagram, I’m @catherineelizabethgordon


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